Self-Employed & Low Doc Loan Specialists · 40+ Lenders
Home Loans for Self-Employed Australians
Low doc, alt doc, and ABN loans — get a better rate, a better structure, and better service with clear advice from first chat to settlement (and beyond).
No client fee
for most residential loans
40+ lenders
banks + specialist lenders
Low doc & alt doc specialists
ABN, BAS & bank statement loans
Finance options, explained clearly.
We match you with the right lender and the right structure — not just the lowest headline rate.
First home buyer loans
Understand your borrowing power, grants, and the steps to get approved with confidence.
Refinance & debt consolidation
Review your current loan and restructure to reduce interest, improve cashflow, or simplify repayments.
Investment property finance
Structure lending for long-term wealth building — including interest-only, offsets, and portfolio planning.
Self-employed / low doc
Options for business owners with alternative income verification and smart documentation support.
Asset finance
Cars, equipment, and business assets — compare lenders and get terms that fit your situation.
SMSF loans & business finance
Specialist lending pathways for SMSF borrowing and business needs (where suitable).
What you get
A broker who stays with you through the whole journey.
From strategy to submission to settlement — plus check-ins after settlement as your needs change.
Short discovery call to understand goals
Lender comparison and structure recommendations
Help gathering documents and packaging the application
Clear updates and fast follow-up with lenders
Access to 40+ lenders including the Big 4 banks
We compare options across Australia's leading lenders
Plus many more specialist and non-bank lenders for self-employed and complex scenarios.
A simple process. No guesswork.
You'll always know what's happening, what's next, and what we need from you.
Typical starting point
If you're refinancing, we can usually map out options quickly once we've reviewed your current loan and goals. For purchases, we'll help you get pre-approval ready so you can buy with confidence.
1.Discovery
A quick call to understand your goals, timeline, and what a good outcome looks like.
2.Fact find + documents
We gather the details lenders need and help you get the right documents together.
3.Research + strategy
Compare options across our lender panel and recommend a structure that fits your situation.
4.Submission + follow-up
We package and submit the application, then stay on top of the lender until approval.
5.Settlement + ongoing support
We coordinate the final steps and check in after settlement as your needs change.
Advice you can trust — with a long-term view.
New Vision Financial Services was built to help clients secure the right home loan and build wealth through property — with transparency, education, and personal service.
Better structure (not just rate)
Offsets, splits, fixed/variable mix, and features that match how you actually use your money.
Access to 50+ lenders
Compare major banks and specialist lenders to find the right fit for your situation.
Clear, proactive communication
We explain the why, keep you updated, and follow up quickly so things don't stall.
Chris Brown
Managing Director — Finance Broker
What clients value
Clear explanations, tailored advice, and support that goes above and beyond — especially when a scenario is complex.
30+ years' experience across banking and finance
Guidance for first home buyers, refinances, investors, and self-employed
Support before and after settlement
Government schemes for first home buyers
Self-employed first home buyers can access the same government grants and incentives as everyone else. We'll check your eligibility and help you maximise every benefit available.
First Home Owner Grant (FHOG)
A one-off grant for eligible first home buyers purchasing or building a new home. The amount varies by state — up to $10,000 in NSW.
First Home Guarantee (FHBG)
Buy your first home with as little as 5% deposit — no Lenders Mortgage Insurance (LMI) required. Limited places available each financial year.
Regional First Home Buyer Guarantee
Similar to the FHBG but specifically for eligible buyers purchasing in regional areas. 5% deposit with no LMI.
Family Home Guarantee
Eligible single parents can buy a home with as little as 2% deposit. Designed to help single-parent families achieve home ownership.
Stamp Duty Concessions
First home buyers may be eligible for stamp duty exemptions or concessions depending on the state and property value. We'll check your eligibility.
First Home Super Saver Scheme (FHSSS)
Withdraw voluntary super contributions (up to $50,000) to put towards your first home deposit. A smart way to save faster.
Not sure which schemes you qualify for?
Book a free consultation and we'll walk you through every option available for your situation.
Clients value clarity and follow-through
A few highlights from recent client feedback.
Support doesn't stop at settlement
We stay available as your plans evolve.
“Chris took the time to explain everything clearly and made the whole process feel straightforward. Great communication and a great outcome.”
“Professional, responsive, and genuinely helpful. We felt supported at every step and couldn't be happier with the result.”
“Chris went above and beyond to help us secure the right loan. Clear advice, quick action, and a smooth settlement.”
Rated 5 stars by our clients — FBAA accredited mortgage broker
FAQs
Quick answers to common questions — and if you're unsure, we'll talk it through.
Do you charge a fee?+
For most residential loans, there's no direct fee to you. We're typically paid by the lender if your loan settles. (Some scenarios may involve a fee — we'll always explain this upfront.)
How many lenders can you access?+
We can compare options across 50+ lenders, including major banks and specialist lenders.
How long does approval take?+
It depends on the lender and your scenario. Once submitted, approvals can range from a few days to a few weeks. We'll keep you updated and follow up proactively.
I'm self-employed — can I still get a loan?+
Yes. Many lenders have options for self-employed borrowers, including alternative documentation pathways. We'll guide you on what's needed and which lenders are most suitable.
Can you help with pre-approval?+
Absolutely. We'll help you prepare for pre-approval so you can buy with confidence and avoid surprises.
Want to chat about your loan options?
Send a quick message and we'll get back to you within 1 business day.
Prefer to book a time?
Book a free 15-minute discovery call at a time that suits you.
Book a Free ConsultationDirect contact
Send us a message