Self-Employed?
We Get You
Approved.
Specialist mortgage brokers for self-employed Australians, business owners, and low doc borrowers. Access to 40+ lenders — including specialist non-bank lenders the big banks don't offer.
Get Your Free Guide + Consultation
Download our Self-Employed Home Loan Guide and book a free 20-minute consultation.
Loan Solutions for Self-Employed Australians
We specialise in the areas where most brokers struggle. Our deep expertise in self-employed and low doc lending means better outcomes for you.
Not All Mortgage Brokers Are Created Equal
Most brokers focus on straightforward PAYG applications. At New Vision Financial, we've built our expertise specifically around the complex world of self-employed lending. We know the lenders, the policies, and the strategies that get self-employed borrowers approved.
Specialist Expertise
Deep knowledge of self-employed, low doc, and alt doc lending across 40+ lenders.
Fast Turnaround
We know which lenders move quickly and how to present applications for fast approval.
Ongoing Support
Our relationship doesn't end at settlement. We're your long-term financial partner.
Award-Winning Service
Recognised for excellence in mortgage broking and client satisfaction.
Free Download
The Self-Employed Home Loan Guide: Everything you need to know to get approved in 2025.
Your Path to Approval
A simple, transparent process from first call to settlement — and beyond.
Free Consultation
We discuss your goals, income structure, and situation in a no-obligation 20-minute call.
Loan Assessment
We assess your borrowing capacity and identify the most suitable lenders for your profile.
Application & Approval
We prepare and lodge your application, managing the process with the lender on your behalf.
Settlement & Beyond
We support you through to settlement and remain your trusted advisor as your needs evolve.
Real Results for Real People
"After being knocked back by three banks, New Vision got us approved in two weeks. Chris understood our business structure and found a lender who worked with us. Couldn't be happier."
Michael T.
Business Owner, Melbourne
"As a freelancer, I thought getting a home loan would be impossible. Chris walked me through the entire process and we settled on our dream home. Exceptional service."
Sarah K.
Sole Trader, Sydney
"We needed an alt doc loan and New Vision delivered. Professional, knowledgeable, and genuinely cared about our outcome. Highly recommend to any self-employed borrower."
David & Lisa R.
Company Directors, Brisbane
Frequently Asked Questions
Can I get a home loan if I'm self-employed?
Absolutely. There are many lenders who actively want self-employed borrowers. The key is knowing which lenders suit your income structure and how to present your application correctly.
What is a Low Doc loan?
A Low Documentation loan allows you to verify your income using alternative documents such as BAS statements, bank statements, or an accountant's declaration — instead of traditional tax returns.
How long do I need to be self-employed?
Most lenders require at least 12–24 months of ABN registration. Some specialist lenders can work with less, depending on your industry and income history.
What deposit do I need?
For self-employed and low doc loans, most lenders require a minimum 10–20% deposit. The exact requirement depends on the lender, loan type, and your overall financial profile.
How to Maximise Your Borrowing Capacity as a Self-Employed Borrower
Self-employed borrowers often underestimate how much they can borrow. Here are proven strategies to maximise your borrowing capacity and get the loan amount you need.
Trust Structure Home Loans: What You Need to Know
Buying property through a trust or getting a home loan when your income flows through a trust can be complex. Here's a clear guide to trust structure home loans in Australia.
Using Business Bank Statements to Get a Home Loan in Australia
Bank statement loans are one of the most flexible options for self-employed borrowers. Learn how lenders use your business bank statements to assess income and whether this approach suits your situation.