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New Vision Financial Services

Free Resources & Guides

Self-Employed Home Loan Resources

Practical guides, case studies, and expert advice to help self-employed Australians navigate the home loan process with confidence.

Getting Approved6 min read

How to Get a Home Loan When You're Self-Employed

Being self-employed doesn't mean you can't get a home loan — it means you need the right strategy. Here's exactly what lenders look for and how to prepare.

March 2025Read article
Low Doc Loans7 min read

Low Doc Loan Requirements in 2025: What You Need to Know

Low doc loan rules have evolved. This guide covers current documentation requirements, deposit minimums, and which lenders are most flexible for self-employed borrowers.

February 2025Read article
Case Study5 min read

How a Self-Employed Plumber Got Approved After Being Knocked Back Twice

Mark had been rejected by two major banks before coming to New Vision. Here's the exact strategy we used to get his home loan approved — and what made the difference.

January 2025Read article
Documentation5 min read

BAS vs Bank Statements: Which Is Better for Your Home Loan?

When applying for a low doc loan, you'll typically need to choose between BAS statements or bank statements to verify income. Here's how to decide which option gives you the best outcome.

December 2024Read article
Getting Approved4 min read

The Self-Employed Home Loan Checklist: Everything You Need Before Applying

A complete checklist of documents, financial records, and preparation steps to maximise your chances of approval as a self-employed borrower.

November 2024Read article
Tax & Income6 min read

Why Your Tax Return Is Hurting Your Home Loan Application (And What to Do About It)

Tax minimisation is smart business — but it can kill your borrowing power. Here's how self-employed borrowers can navigate this and still get approved.

October 2024Read article

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